Please tour our website for more information about our services and our
client philosophy. Then, please call us or e-mail us at
Nichols70@lycos.comto
arrange for a free initial consultation.
NCFS is comprised of  Education Specialists helping families with students from High
School age and up to identify, prioritize, and work towards achieving their higher education
goals.  We're committed to educating families about the lengthy, and often confusing
college preparation, admissions and financial aid process.

-Calculating costs of a college education
-Admissions strategies for students
-Need-based financial aid resources
-Filing the proper forms
-Strategies to increase need-based aid
-Strategies for higher income families
-Avoiding scholarship scams
-Identifying competent professional help
-Avoiding common mistakes
790 Turnpike Street | Rte. 114 | North Andover, MA 01845
tel: 978.557.0781 | fax: 978.557.0754| e-mail:
Nichols70@lycos.com
We are NCFS. Thank you for your interest. This site is designed to provide you with an
overview of our firm, its
founder and president, and the services we provide.
We are committed to helping parents (and grandparents) of college-bound students
understand the concepts of College Funding and then counsel and guide them through
the entire process of minimizing their out-of-pocket costs, file the
financial aid forms on their behalf accurately and in a timely fashion, and develop a
sound,
systematic and strategic plan in paying for college.  You will also find other helpful
information, such as directions to our North Andover office, and links to other helpful
websites.



"College costs are soaring.   In  fact, the average cost  increase
over the last five years has been about 6-7 percent per year.
Currently, The College Board reports the 2005-06 national
average cost for a four-year public college or university is $15,566
per year; for a four-year private college or university it is $31,916
per year."
1


1 Source: The College Board, Trends in College Pricing 2005
Welcome
NCFS