We are a firm that specializes in educational funding strategies. We show you
as parents how to receive financial aid and scholarship funding which can
enable your child to attend college with less hassle and stress.

The Founder and President:
David B. Nichols
“Even though Financial Aid was originally
intended for
those who needed it most; it actually goes
to those
who know the most about the process.”  
“Financial Aid has become a free-for all
that leaves most families baffled and
disappointed.”
US NEWS and World Reports
  • Member of the National Institute of Certified College Planners.
  • Twenty years of experience in financial management and planning.
  • Licenced insurance agent.
  • B A University of Massachusetts



At NCFS, we know the college funding process inside and out and we will file all the
necessary forms in a timely manner so that you don't have to worry about learning the
financial aid rules and regulations.  Additionally, we will work with you to compare financial
offers from your student's schools.  We will help you to identify critical items such as total
out-of-pocket expenses, student debt load, and which offer really gives your student the best
education for the money.  You will know with confidence that you and your child will have a
partner throughout this complicated and stressful time.
Our Mission Statement:
790 Turnpike Street | Rte. 114 | North Andover, MA 01845
tel: 978.557.0781 | fax: 978.557.0754| e-mail:
Nichols70@lycos.com
NCFS